Estimate the maturity value of your Public Provident Fund (PPF) account based on your yearly contribution, the current interest rate, and the investment tenure.
How to Use the PPF Calculator
Enter your "Yearly Investment (₹)" - current PPF rules cap this at ₹1,50,000 per year.
Enter the "Annual Interest Rate (%)" - defaults to the current government-notified PPF rate.
Enter the "Tenure (years)" - PPF has a statutory minimum lock-in of 15 years, extendable in blocks of 5.
Click "Calculate" to see your total investment, interest earned, and maturity value.
Frequently Asked Questions
It assumes your full yearly contribution is deposited at the start of each year and compounds annually - the same convention widely used for PPF illustrations. In practice, the government sets and revises the PPF rate quarterly.
PPF accounts have a statutory tenure of 15 years, which can be extended indefinitely in blocks of 5 years after maturity, with or without further contributions.
In India, PPF enjoys "EEE" (Exempt-Exempt-Exempt) tax status - contributions, interest earned, and the maturity amount are all currently tax-free, subject to prevailing income tax rules.
Yes, it's completely free and requires no sign-up.